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You could earn the same average return as another investor and still have a very different retirement outcome. Why? The timing of market gains and losses can matter significantly once you start withdrawing from your savings.
In this episode of Protect Your Assets, David Hollander explains sequence of returns risk and why the first few years of retirement can be so important. He also takes a closer look at the traditional 4% withdrawal rule and discusses what retirees and those nearing retirement should consider when building an income strategy designed for the years ahead.
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"Sequence of Returns Risk: Could It Derail Your Retirement?" is an episode of KNBR Podcast. Runtime 31 min. Published September 14, 2026. Hit play above to stream it here, or open the free Spot Sports app for background play and offline downloads.